/* ============================================================
   CBIGV Platform — Luxury Financial Aesthetic
   Cormorant Garamond + DM Sans · Deep Navy + Gold
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:         #0f1117;
  --surface:    #161b27;
  --surface2:   #1c2233;
  --surface3:   #232a3a;
  --border:     rgba(255,255,255,.07);
  --border-h:   rgba(201,169,110,.3);

  --gold:       #c9a96e;
  --gold-lt:    #e0c898;
  --gold-dk:    #a8884d;
  --gold-bg:    rgba(201,169,110,.06);

  --text:       #f0ece4;
  --muted:      #8b8d96;
  --muted2:     #5a5c65;
  --red:        #e05252;
  --green:      #52b788;
  --amber:      #f0ad4e;

  --serif:      'Cormorant Garamond', Georgia, serif;
  --sans:       'DM Sans', system-ui, sans-serif;

  --r:   12px;
  --rs:  8px;
  --tr:  .18s ease;

  --nav-h: 68px;
}

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  min-height: 100vh;
}

/* ── Scrollbar ── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--border-h); border-radius: 3px; }

/* ── Nav ── */
.site-nav {
  position: sticky; top: 0; z-index: 100;
  height: var(--nav-h);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 clamp(1.5rem, 4vw, 3rem);
  background: rgba(15,17,23,.9);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
}
.nav-brand {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--serif); font-size: 1.4rem;
  color: var(--text); text-decoration: none; letter-spacing: .05em;
}
.brand-mark { color: var(--gold); font-size: 1.2rem; }
.nav-links { display: flex; align-items: center; gap: 1.5rem; }
.nav-link {
  font-size: 13px; color: var(--muted); text-decoration: none;
  letter-spacing: .05em; transition: color var(--tr);
}
.nav-link:hover, .nav-link.active { color: var(--gold); }
.btn-nav {
  font-size: 13px; font-family: var(--sans);
  background: var(--gold); color: var(--bg);
  padding: 8px 20px; border-radius: 4px;
  text-decoration: none; letter-spacing: .05em;
  transition: background var(--tr);
}
.btn-nav:hover { background: var(--gold-lt); }
.nav-user {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: var(--muted);
}
.user-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--green); flex-shrink: 0;
}
.nav-logout {
  color: var(--muted2); font-size: 12px; text-decoration: none;
  padding: 3px 8px; border: 1px solid var(--border);
  border-radius: 4px; transition: all var(--tr);
}
.nav-logout:hover { color: var(--red); border-color: rgba(224,82,82,.3); }

/* ── App Steps Bar ── */
.app-steps-bar {
  border-bottom: 1px solid var(--border);
  background: var(--surface);
  padding: 1.2rem clamp(1.5rem,4vw,3rem);
}
.app-steps-inner {
  display: flex; align-items: center; max-width: 860px; margin: 0 auto;
}
.app-step {
  display: flex; flex-direction: column; align-items: center; gap: 4px;
  flex-shrink: 0;
}
.step-node {
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--surface2); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; color: var(--muted2);
  transition: all var(--tr);
}
.app-step.active .step-node { border-color: var(--gold); color: var(--gold); background: var(--gold-bg); }
.app-step.done .step-node { background: var(--gold); border-color: var(--gold); color: var(--bg); font-size: 12px; }
.step-name { font-size: 10px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted2); }
.app-step.active .step-name { color: var(--gold); }
.app-step.done .step-name { color: var(--text); }
.step-connector {
  flex: 1; height: 1px; background: var(--border); margin: 0 4px; margin-bottom: 14px;
}
.step-connector.done { background: var(--gold); }

/* ── Page Layout ── */
.page-wrap { max-width: 1100px; margin: 0 auto; padding: 3rem clamp(1.5rem,4vw,3rem); }
.page-wrap.narrow { max-width: 680px; }
.page-wrap.wide { max-width: 1300px; }

.page-heading {
  font-family: var(--serif); font-size: clamp(2rem,4vw,3rem);
  font-weight: 300; line-height: 1.1; color: var(--text); margin-bottom: .5rem;
}
.page-heading em { font-style: italic; color: var(--gold); }
.page-sub { font-size: 15px; color: var(--muted); line-height: 1.8; max-width: 560px; }

/* ── Cards ── */
.card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r); padding: 2rem;
}
.card-sm { padding: 1.4rem; }
.card-gold { border-color: rgba(201,169,110,.25); }

/* ── Forms ── */
.form-group { margin-bottom: 1.4rem; }
.form-label {
  display: block; font-size: 12px; letter-spacing: .08em;
  text-transform: uppercase; color: var(--muted); margin-bottom: .5rem;
}
.form-input {
  width: 100%; padding: 11px 14px;
  background: var(--surface2); border: 1px solid var(--border);
  border-radius: var(--rs); color: var(--text); font-family: var(--sans);
  font-size: 14px; transition: border-color var(--tr); outline: none;
}
.form-input:focus { border-color: var(--gold-dk); }
.form-input.error { border-color: var(--red) !important; }
.form-input::placeholder { color: var(--muted2); }
select.form-input { cursor: pointer; }
select.form-input option { background: var(--surface2); }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }

/* ── Buttons ── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 24px; border-radius: 6px;
  font-family: var(--sans); font-size: 14px; font-weight: 500;
  letter-spacing: .04em; cursor: pointer; transition: all var(--tr);
  border: none; text-decoration: none;
}
.btn-primary {
  background: var(--gold); color: var(--bg);
}
.btn-primary:hover { background: var(--gold-lt); transform: translateY(-1px); }
.btn-primary:disabled { opacity: .5; cursor: not-allowed; transform: none; }
.btn-ghost {
  background: transparent; color: var(--text);
  border: 1px solid var(--border);
}
.btn-ghost:hover { border-color: var(--border-h); color: var(--gold); }
.btn-danger { background: rgba(224,82,82,.1); color: var(--red); border: 1px solid rgba(224,82,82,.2); }
.btn-danger:hover { background: rgba(224,82,82,.2); }
.btn-sm { padding: 8px 16px; font-size: 12px; }
.btn-lg { padding: 16px 32px; font-size: 15px; }
.btn-block { width: 100%; }

/* ── Alert / Flag ── */
.alert {
  padding: 12px 16px; border-radius: var(--rs); font-size: 13px; line-height: 1.7;
  margin: 1rem 0;
}
.alert-warn { background: rgba(224,82,82,.08); border: 1px solid rgba(224,82,82,.2); color: #e05252; }
.alert-info { background: var(--gold-bg); border: 1px solid rgba(201,169,110,.2); color: var(--gold); }
.alert-success { background: rgba(82,183,136,.08); border: 1px solid rgba(82,183,136,.2); color: var(--green); }
.alert-critical { background: rgba(224,82,82,.15); border: 1px solid rgba(224,82,82,.4); color: #ff6b6b; font-weight: 500; }

/* ── Option Select (radio cards) ── */
.opt-grid { display: flex; flex-direction: column; gap: 8px; }
.opt-item {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 16px;
  background: var(--surface2); border: 1px solid var(--border);
  border-radius: var(--rs); cursor: pointer;
  font-size: 14px; color: var(--muted);
  transition: all var(--tr);
}
.opt-item:hover { border-color: var(--border-h); color: var(--text); }
.opt-item.selected { border-color: var(--gold-dk); background: var(--gold-bg); color: var(--gold); }
.opt-item.risk { border-color: rgba(224,82,82,.25); color: var(--red); }
.opt-item input[type=radio] { accent-color: var(--gold); width: 16px; height: 16px; flex-shrink: 0; }

/* ── Progress bar ── */
.progress-outer { height: 3px; background: var(--border); border-radius: 2px; overflow: hidden; margin-bottom: 2rem; }
.progress-fill { height: 100%; background: var(--gold); border-radius: 2px; transition: width .4s ease; }

/* ── Status Badge ── */
.badge {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 11px; letter-spacing: .08em; text-transform: uppercase;
  padding: 4px 10px; border-radius: 20px;
}
.badge-draft      { background: rgba(255,255,255,.05); color: var(--muted); }
.badge-eligibility { background: rgba(240,173,78,.1);  color: var(--amber); }
.badge-payment    { background: rgba(201,169,110,.1); color: var(--gold); }
.badge-background { background: rgba(82,183,136,.1);  color: var(--green); }
.badge-documents  { background: rgba(100,149,237,.1); color: #6495ed; }
.badge-review     { background: rgba(240,173,78,.1);  color: var(--amber); }
.badge-approved   { background: rgba(82,183,136,.15); color: var(--green); border: 1px solid rgba(82,183,136,.3); }
.badge-rejected   { background: rgba(224,82,82,.1);   color: var(--red); }
.badge-low        { background: rgba(82,183,136,.1);  color: var(--green); }
.badge-medium     { background: rgba(240,173,78,.1);  color: var(--amber); }
.badge-high       { background: rgba(224,82,82,.1);   color: var(--red); }
.badge-critical   { background: rgba(224,82,82,.2);   color: #ff6b6b; }

/* ── Program Card ── */
.program-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r); overflow: hidden;
  transition: border-color var(--tr), transform var(--tr);
}
.program-card:hover { border-color: rgba(201,169,110,.25); transform: translateY(-2px); }
.program-card.featured { border-color: rgba(201,169,110,.3); }
.prog-header {
  padding: 1.5rem; border-bottom: 1px solid var(--border);
  display: flex; align-items: center; gap: 12px;
}
.prog-flag { font-size: 2.2rem; }
.prog-name { font-family: var(--serif); font-size: 1.3rem; font-weight: 400; color: var(--text); }
.prog-type { font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--gold); }
.prog-body { padding: 1.5rem; }
.prog-price { font-family: var(--serif); font-size: 2rem; color: var(--gold); }
.prog-price-label { font-size: 12px; color: var(--muted2); }
.prog-stats { display: flex; gap: 1.5rem; margin: 1rem 0; }
.prog-stat label { font-size: 11px; text-transform: uppercase; letter-spacing: .05em; color: var(--muted2); }
.prog-stat value { display: block; font-size: 14px; color: var(--text); }

/* ── Quotation Table ── */
.quote-table { width: 100%; border-collapse: collapse; }
.quote-table td { padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 14px; }
.quote-table td:last-child { text-align: right; color: var(--text); }
.quote-table td:first-child { color: var(--muted); }
.quote-total td { font-size: 1.1rem; font-weight: 600; color: var(--gold) !important; border-bottom: none; padding-top: 16px; }

/* ── Upload Zone ── */
.upload-zone {
  border: 2px dashed var(--border); border-radius: var(--r);
  padding: 2rem; text-align: center; cursor: pointer;
  transition: all var(--tr); position: relative;
}
.upload-zone:hover, .upload-zone.drag-over {
  border-color: var(--gold-dk); background: var(--gold-bg);
}
.upload-icon { font-size: 2rem; color: var(--muted2); margin-bottom: .5rem; }
.upload-hint { font-size: 13px; color: var(--muted); }
.upload-hint strong { color: var(--gold); }
.upload-zone input[type=file] { position: absolute; inset: 0; opacity: 0; cursor: pointer; width: 100%; }

.doc-list { display: flex; flex-direction: column; gap: 8px; margin-top: 1rem; }
.doc-item {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px; background: var(--surface2);
  border: 1px solid var(--border); border-radius: var(--rs);
  font-size: 13px;
}
.doc-item .doc-icon { color: var(--gold); flex-shrink: 0; }
.doc-item .doc-name { flex: 1; color: var(--text); }
.doc-item .doc-size { color: var(--muted2); font-size: 11px; }
.doc-item .doc-status-ok { color: var(--green); font-size: 12px; }
.doc-item .doc-remove { color: var(--muted2); cursor: pointer; font-size: 16px; transition: color var(--tr); }
.doc-item .doc-remove:hover { color: var(--red); }

/* ── Timeline ── */
.timeline { display: flex; flex-direction: column; gap: 0; }
.tl-item { display: flex; gap: 1rem; padding-bottom: 1.5rem; position: relative; }
.tl-item::before {
  content: ''; position: absolute; left: 15px; top: 30px; bottom: 0;
  width: 1px; background: var(--border);
}
.tl-item:last-child::before { display: none; }
.tl-dot {
  width: 30px; height: 30px; border-radius: 50%; flex-shrink: 0;
  background: var(--surface2); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center; font-size: 12px;
}
.tl-dot.done { background: var(--gold); border-color: var(--gold); color: var(--bg); }
.tl-dot.active { border-color: var(--gold); color: var(--gold); }
.tl-content { flex: 1; }
.tl-title { font-size: 14px; font-weight: 500; color: var(--text); }
.tl-meta { font-size: 12px; color: var(--muted2); margin-top: 2px; }
.tl-note { font-size: 13px; color: var(--muted); margin-top: 4px; }

/* ── OTP Input ── */
.otp-inputs { display: flex; gap: 10px; justify-content: center; margin: 2rem 0; }
.otp-digit {
  width: 54px; height: 64px; text-align: center;
  font-size: 1.8rem; font-family: var(--serif);
  background: var(--surface2); border: 1px solid var(--border);
  border-radius: var(--rs); color: var(--text); outline: none;
  transition: border-color var(--tr);
}
.otp-digit:focus { border-color: var(--gold); }

/* ── Risk Score ── */
.risk-gauge { text-align: center; padding: 2rem 0; }
.risk-score {
  font-family: var(--serif); font-size: 5rem; font-weight: 300;
  line-height: 1; margin-bottom: .25rem;
}
.risk-label { font-size: 12px; letter-spacing: .15em; text-transform: uppercase; }

/* ── Dashboard ── */
.dash-grid { display: grid; grid-template-columns: 1fr 340px; gap: 2rem; }
@media (max-width: 900px) { .dash-grid { grid-template-columns: 1fr; } }

.app-list { display: flex; flex-direction: column; gap: 12px; }
.app-row {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--r); padding: 1.5rem;
  display: grid; grid-template-columns: 1fr auto;
  gap: 1rem; align-items: center;
  text-decoration: none; color: var(--text);
  transition: border-color var(--tr);
}
.app-row:hover { border-color: rgba(201,169,110,.2); }
.app-ref { font-family: var(--serif); font-size: 1.1rem; color: var(--gold); }
.app-meta { font-size: 12px; color: var(--muted); margin-top: 2px; }

/* ── Notification dot ── */
.notif-dot {
  display: inline-block; width: 8px; height: 8px; border-radius: 50%;
  background: var(--red); margin-left: 4px; vertical-align: middle;
}

/* ── Separator ── */
.sep { border: none; border-top: 1px solid var(--border); margin: 1.5rem 0; }

/* ── Utility ── */
.text-gold { color: var(--gold); }
.text-muted { color: var(--muted); }
.text-green { color: var(--green); }
.text-red { color: var(--red); }
.text-center { text-align: center; }
.mt-1 { margin-top: .5rem; } .mt-2 { margin-top: 1rem; } .mt-3 { margin-top: 1.5rem; } .mt-4 { margin-top: 2rem; }
.mb-1 { margin-bottom: .5rem; } .mb-2 { margin-bottom: 1rem; } .mb-3 { margin-bottom: 1.5rem; }
.d-flex { display: flex; } .gap-1 { gap: .5rem; } .gap-2 { gap: 1rem; }
.align-center { align-items: center; } .justify-between { justify-content: space-between; }
.hidden { display: none !important; }

/* ── Spinner ── */
.spinner {
  width: 20px; height: 20px;
  border: 2px solid var(--border); border-top-color: var(--gold);
  border-radius: 50%; animation: spin .6s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ── Animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp .35s ease both; }

/* ── Footer ── */
.site-foot {
  margin-top: 6rem; border-top: 1px solid var(--border);
  padding: 2rem clamp(1.5rem,4vw,3rem);
}
.foot-inner {
  max-width: 1100px; margin: 0 auto;
  display: flex; flex-wrap: wrap; align-items: center;
  gap: 1.5rem; justify-content: space-between;
}
.foot-brand { display: flex; align-items: center; gap: 8px; font-size: 14px; }
.foot-tag { color: var(--muted2); font-size: 12px; }
.foot-links { display: flex; gap: 1.5rem; }
.foot-links a { font-size: 13px; color: var(--muted); text-decoration: none; }
.foot-links a:hover { color: var(--gold); }
.foot-legal { font-size: 11px; color: var(--muted2); max-width: 400px; line-height: 1.7; }

/* ── Responsive ── */
@media (max-width: 768px) {
  .nav-links .nav-link { display: none; }
  .form-row { grid-template-columns: 1fr; }
  .app-steps-inner { overflow-x: auto; padding-bottom: .5rem; }
  .step-name { display: none; }
}